XRP is trading at around $2.06 on January 13, 2026, leaving its price action a full step below the zone that capped its last rally that ended with a high of $3.65 in July 2025.
Standard Chartered’s XRP Target Clears $3.8One of the most recently notable institutional-style projections from XRP comes from Standard Chartered’s digital assets research, which lays out a multi-year path that sees XRP breaking well above the $3.8 threshold.
According to analysts at the bank, XRP is slated to reach as high as $8 by the end of 2026, a level that comfortably eclipses the previous peak and implies roughly 300% upside from current levels if certain conditions hold.
Technical Outlooks As Ripple Heads Into A Consequential 2026
Now that Ripple is positioning itself for what its leadership has described as a consequential 2026, the combination of technical outlooks and company fundamentals has strengthened the narrative that XRP could be approaching a move to new all-time highs.
