US Senate Postpones Landmark Crypto Bill

On January 15, 2026, the U.S. Senate Banking Committee officially postponed its scheduled markup of the Digital Asset Market Clarity Act.

The primary catalyst for the delay was a fierce disagreement over stablecoin rewards. Traditional banking groups successfully lobbied for provisions that would effectively prohibit consumer platforms from offering yield or rewards on stablecoin holdings, arguing they represent unregulated "shadow banking."

While the Senate Agriculture Committee has rescheduled its own markup for January 27, the Banking Committee's pause signals a "cooling off" period. Lawmakers are now forced back to the drawing board to reconcile the demands of "TradFi" banks with the "Web3" innovators.