“The tipping point might not feel dramatic when it arrives. It’ll feel normal. And that’s the point.”
The second and third shifts focus on access and infrastructure. On tokenization, Alderoty explained: “A lot of people have been locked out of owning certain assets because the entry cost is too high. Tokenization chips away at that barrier, opening up opportunities to people who couldn’t participate before.” Fractional ownership allows exposure to property, art, and commodities without full ownership obligations.
“The tech isn’t going mainstream because of hype; it’s getting there through practical, unglamorous changes in how people actually use it,” he concluded.
FAQ ⏰ Why does Ripple’s Stu Alderoty say crypto adoption is accelerating? He argues usability, payroll services, and payments are driving steady mainstream crypto use. What role does 2026 play in crypto’s evolution? Alderoty sees 2026 as the year crypto’s normalization becomes unmistakable. How does tokenization expand access to assets? Tokenization enables fractional ownership of assets like property, art, and commodities. Why are traditional financial institutions integrating crypto? Legacy firms are adding crypto services to simplify access and meet growing demand.
