“But the whole industry can’t live in limbo, so our argument is the Clarity Act needs to get done for the industry to thrive here in the United States,” he stressed.
Discussing performance and adoption trends, Garlinghouse detailed: “Ripple had a tremendous year in 2025, and we’re starting 2026 in a really strong place because there’s more interest from CFOs and treasurers and even boards of directors saying, ‘Hey, how could we be using these technologies to make our systems more efficient?’”
“Ripple, partly through some acquisitions we did last year, is in a really strong spot as we start the year,” he further shared, noting:
The Ripple chief executive concluded: “I think the more we demonstrate real practical utility using these technologies to solve real problems, the more you’re going to see that play out in a positive way.”
FAQ 🧭 Why does the court ruling on XRP matter for investors? It provides legal clarity that XRP is not a security, reducing regulatory risk around Ripple’s core asset. How could the Clarity Act impact the crypto market? Clear federal rules could unlock broader institutional participation and long-term capital flows into digital assets. What does XRP’s performance signal compared with ethereum?XRP’s smaller decline suggests relative resilience amid ongoing regulatory uncertainty. How is Ripple positioning for future crypto adoption? The company is expanding into liquidity, prime brokerage, and blockchain-based payments to capture institutional demand.
