CBDC: Senator Pushes For Permanent Ban In Housing Act Amendment

US Senator Ted Cruz is maintaining a firm campaign against a US central bank digital currency (CBDC). In the latest development, the junior senator representing Texas has pushed for a permanent CBDC ban in the 21st Century ROAD to Housing Act, to replace an initial short-term prohibition.

The 21st Century ROAD to Housing Act represents a bipartisan bill introduced in August 12026, aimed at boosting the US housing supply through zoning reforms and incentives. However, the bill carries a vehicle attachment by Senator Tim Scott and Senator Elizabeth Warren that proposes a sunset provision that enforces a CBDC ban until December 31, 2030.

Sources close to Cruz tell me he plans to push for a vote on the amendment.

Cruz has moved to amend this section of the bill, pushing for a more permanent ban. This development aligns with his 2025 Anti-CBDC Surveillance State Act, which seeks to block Federal Reserve-issued digital dollars over privacy and surveillance risks.

The SENATE is sending down a housing bill and it has a temp ban on CBDC’s. This must be CHANGED to a permanent ban. CBDC’s allow for total government control. This will probably get nasty so I am telling everyone now. We would appreciate your air support on this.

Cruz, alongside other critics, has continuously kicked against CBDCs due to their potential to invade users’ privacy while increasing governance surveillance and potential control of citizens’ spending habits. Meanwhile, supporters of the digital financial product have highlighted benefits such as financial inclusion, higher transaction speed, and lower costs.

For context, CBDCs are a digital form of a country’s official fiat currency (like the US dollar, euro, or naira) that is issued and backed directly by the nation’s central bank. Over 100 central banks across the globe are reportedly presently researching the benefits of these blockchain products. However, implementation is slow, with 11 countries having launched a fully functional CBDC.

At the time of writing, the total crypto market cap is valued at $2.33 trillion after a 3% in the past 24 hours. Meanwhile, trading volume is valued at $91.26 billion.