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AI Model Ranks Bitcoin, XRP, And ETH For 2026: Expected Returns And Price Targets

By NEWSBTC
Mar 20, 2026
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Despite the crypto market’s renewed weakness on Thursday, a new AI-driven market model produced by Sam Daodu for 24/7 Wall St. projects higher year-end prices for Bitcoin (BTC), XRP, and Ethereum (ETH).

AI Model Sees Bitcoin Rising 42% In 2026

Daodu’s analysis, which used ChatGPT as the modeling engine, places Bitcoin at the top of the trio, forecasting a roughly 42% gain from current levels and a year-end target near $105,000.

XRP To Hit $2 By Year-End

XRP ranked second in the AI’s predictions, with an expected return of approximately 32% and a year-end price near $2.00.

ChatGPT noted the regulatory clarity provided by the US Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC), which classified the altcoin as a commodity. This classification is expected to reduce a major barrier to institutional participation.

The AI model also interpreted XRP’s most recent price breakout above the key $1.5 level as bullish, noting that sustained gains can move holders toward break-even positions and reduce selling pressure.

ChatGPT Forecasts Modest ETH Rally

A key reason is migration of activity to layer-2 (L2) networks—Base, Arbitrum (ARB), and Optimism (OP) now handle a large share of user transactions because of lower fees. 

That shift has reportedly compressed fee revenue on Ethereum’s base layer; weekly fees recently averaged about $2.3 million compared with peak weekly fees near $30 million.

At the time of writing, Bitcoin was trading at $70,600, marking a 1% loss within the last 24 hours. XRP has seen a similar decline of 0.9%, but it is still holding onto gains of 6% recorded over the past week while trading at around $1.45 per token. 

Featured image from OpenArt, chart from TradingView.com 

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