Lithuania Proposes Mandatory Gambling Player Card System by 2029 in Most Comprehensive European Legislation Yet

Lithuania’s Ministry of Finance has proposed a mandatory player card system that would track every player’s deposits and winnings across all online and land-based operators, with a full transition to cashless gambling set for Jan. 1, 2029. The proposed system goes beyond all existing European structures and is already a subject of industry pushback.

Key Takeaways:

The legislation envisions a complete phase-out of cash payments in gambling venues by 2029, replacing them with non-cash transactions tied to the player card system. Operators would be required to integrate KYC (know-your-customer) verification, transaction monitoring, and exclusion-list checks into the card infrastructure.

In response, Vaitiekūnas disputed this estimate of market distribution and argued that players themselves prefer regulated platforms for safety reasons. The main goal of the card is to put an end to scenarios where players place voluntary gambling restrictions on one platform, but then simply move on to another to circumvent the limit, allowing cross-sector tracking.

The player card proposal builds on a series of recent reforms. Lithuania raised its minimum legal gambling age from 18 to 21 last November and introduced tighter restrictions on gambling advertising from last July. Operators are also now required to deploy systems capable of detecting risky play patterns and intervening to prevent problem gambling.

The Gaming Control Authority (LPT), a body operating under the finance ministry’s umbrella, will receive enhanced powers to oversee compliance across both land-based and remote operations under the new framework.

Lithuania’s system would be the first in an EU member state to combine mandatory physical identification, cross-operator monitoring, and a full cashless mandate into a single regulatory instrument covering both online and land-based gambling. “A three-year transition period is being set to give gambling operators time to upgrade existing equipment or replace it with systems that comply with non-cash payment requirements from 2029,” the minister said.

Certain regulatory and market supervision changes would take effect earlier, from May 1, 2027. These cover regulatory simplification and market supervision changes, with the goal of reducing administrative burden on operators and strengthening LPT’s enforcement powers. Vaitiekūnas estimates “a few hundred thousand euros” as the cost of implementing the virtual card system on the provider side, with no associated costs for players.

If enacted in its currently proposed form, Lithuania’s player card would go further than any comparable system currently in place across the European Union. Norway requires player cards for its state-run interactive video terminals, but does not extend the requirement to private or online operators. Germany operates a centralized database tracking player deposits with a €1,000 monthly cap, but does not use a physical card. Sweden mandates deposit limits and maintains a national self-exclusion register, but lacks cross-operator transaction tracking, as Lithuania is proposing.