Key Takeaways:
Danmarks Nationalbank found 4% of Danes owned crypto in 2025, showing ownership has stalled since 2023. Most local investors hold BTC or ETH, though Danish bank caution keeps adoption below 11% in Norway. Future trading will likely center on MiCA authorized platforms as only a small share use private wallets. Demographic Trends and Preferred Assets“Danish financial institutions have historically taken a cautious approach to crypto-assets. This is reflected, among other things, in the fact that most Danish institutions have previously not allowed their customers to purchase crypto-assets via their platforms and have discouraged such investments on the grounds that they involve high risk,” the survey report states.
Valuation and Income DistributionIn terms of average holdings, the study found most respondents report total crypto-asset holdings with an estimated value below $1,575 (10,000 Danish krone), and only a small share report holdings valued above $7,880.
Overall, the value of crypto-assets held by Danish citizens ranged between $472 million and $1.26 billion. Regarding the disparity between lower- and higher-income groups, the report states:
“The income distribution shows that crypto-owners are overrepresented in the higher income groups compared with others, and vice versa. The relatively higher income suggests that crypto-owners are more likely to have the financial capacity to invest in high-risk assets.”
The survey also found most citizens in Denmark trade and hold their crypto-assets through platforms authorized and subject to supervision under the Markets in Crypto-Assets (MiCA) regulation. Only a smaller share report holding crypto-assets in their own wallets, where custody takes place without the involvement of a third party.
