Key Takeaways:
Ripple says institutions are adopting multi- stablecoin strategies as cross-border settlement demands keep expanding globally. Markets using RLUSD, USDC, and USDT show payment infrastructure must support flexible asset choices. Regulatory frameworks like MiCA may require institutions to use compliant assets, stablecoins, and fiat together. Stablecoin Payments Pressure Banks to Adapt FasterIn its April 24 insight, Ripple stated:
It added that the GENIUS Act, signed in July 2025, accelerated infrastructure timelines, placing early adopters ahead while others face pressure as volumes consolidate and relationships form. Ripple noted that $33 trillion reflects settled activity already flowing through live platforms, highlighting the cost of delayed adoption. It also stated: “This is not a future state, it is how payments are already operating today.”
Multi-Asset Settlement Becomes Key for Enterprises
