Key Takeaways:
Strategy’s Michael Saylor unveiled STRC at Bitcoin 2026, a digital credit instrument that reached $8.5 billion in nine months. STRC targets a private credit market exceeding $3.5 trillion, with 10% capture potentially unlocking $350 billion in digital yield. Saylor projects digital credit will scale into trillions globally, with shelf registrations already hitting $21 billion in under one year. Saylor Says STRC Hits $8.5 Billion in Nine Months, Targets $350B Digital Credit SliceSaylor pointed to the private credit market, which he said exceeds $3.5 trillion globally, as the immediate opportunity. He described that market as illiquid, opaque, and largely restricted to qualified investors with high fees. Digital credit, he argued, is liquid, transparent, scalable, and fee-free.
“Even if it captures 10% of the private credit market, that represents $350 billion,” Saylor said.
STRC’s shelf registration has expanded to $21 billion, which Saylor said far exceeds historical norms. The instrument is accessible through major brokerage platforms to retail, institutional, and corporate investors. He added that return-of-capital dividends can be structured for tax deferral, allowing investors to receive income without triggering immediate taxable events.
