According to him, the more banks integrate Ripple’s distributed ledger technology for international payments, the more transaction flow can move across the network. This is the foundation of the bullish case: rising usage creates more demand for liquidity, and XRP is designed to sit at the center of that settlement layer.
The post also pointed to payment service providers such as Finastra, Volante, and CGI as part of the wider infrastructure that could feed transaction volume into the XRP Ledger.
The argument is that these providers can tap into cross-currency real-time gross settlement functions and a neutral liquidity marketplace, creating a larger flow of payments beyond direct bank-to-bank usage.
A $180 Trillion MarketThe number at the center of SMQKE’s post is $180 trillion, which is the estimated annual volume of the international payments market that XRP is positioned to serve as a bridge currency.
SMQKE also addressed XRP’s volatility as another factor why it’s set to rise, noting that wider demand could make the price more stable as usage becomes more constant due to a steady demand for XRP as a bridging currency.

















