Key Takeaways:
Lolli’s 600,000 users can now earn bitcoin automatically via Kard’s card-linked offer network as of May 19, 2026.Kard’s first-party transaction data from tens of millions of cardholders gives Lolli merchants a new bitcoin-native consumer channel.Thesis* plans to connect Lolli earnings to Mezo’s 1% APR borrowing layer, deepening its circular bitcoin economy stack.The launch is described as Lolli’s biggest product update since joining Thesis*, the bitcoin-focused venture studio. It gives the platform access to thousands of additional merchant offers without requiring users to activate each one individually.
Merchants currently in the Kard network include Dropbox, Hydro Flask, and Stanley 1913, among dozens of others. Lolli users gain exposure to that catalog through a single card-linking step, and new merchants are added on an ongoing basis.
Kard’s role in the arrangement is infrastructure. The company uses predictive artificial intelligence (AI) alongside first-party transaction data to generate personalized offers at scale. Its API-driven platform is designed to allow fintechs and financial institutions to build competitive rewards programs without the operational overhead of managing merchant relationships directly.
For Kard’s merchant partners, the deal opens access to a bitcoin-native consumer base. Mackinnon noted that this audience is difficult to reach through traditional rewards programs, making the Lolli channel a distinct acquisition path.
