Alchemy has launched Agentcard with Visa Intelligent Commerce, giving AI agents a way to make purchases using trusted payment and identity tools. The product adds spend controls, dedicated credentials, and support for both card-based and emerging agent payment rails.
Key Takeaways:
Alchemy launched Agentcard with Visa, enabling artificial intelligence (AI) agents to make purchases.Agentcard adds spend limits, tokenized payments, and crypto support for AI commerce.Visa, Metamask, and Mastercard are expanding agent finance as adoption grows into 2026.Alchemy is moving into agentic commerce with the launch of Agentcard, a payments and identity product that lets AI agents make online purchases on behalf of consumers and businesses.
The product integrates with Visa Intelligent Commerce, Visa’s framework for secure AI-driven commerce. Through the integration, agents can transact using Visa-issued tokens while preserving card rewards, credit lines, and existing card benefits.
Agentcard is designed to work with AI agents built on models from providers such as OpenAI and Anthropic. In practice, that means an agent could book travel, order groceries or renew a subscription without the user going through a checkout flow manually.
Identity and Payments for Autonomous AgentsNikil Viswanathan, Alchemy’s co-founder and CEO, said AI agents represent the next major class of digital economic actors. He commented:
The internet created online businesses. Mobile created the app economy. AI agents are next, and they need to be able to access the global economy.
Each agent receives an email address at agentcard.email and a new phone number. Those credentials allow agents to sign up for services, receive verification messages, and operate more like human users across digital platforms.
The payment layer includes built-in controls. Users can set merchant category restrictions, per-transaction limits, and custom budgets when the agent is created or later in real time.
Alchemy said the routing layer is designed to choose the best payment rail for each transaction. Where agent-native payment protocols are not yet available, the system can fall back to single-use tokens. As merchant and network adoption improve, the payment path can upgrade automatically without developer reconfiguration.
Visa, Mastercard and MetaMask Push Into Agentic FinanceTanner Riche, Visa’s vice president of growth products and partnerships, said agents need trusted identity and reliable ways to transact as they take on a larger role in commerce.
Our Visa Intelligent Commerce infrastructure is designed to support agentic commerce in a manner that is secure, reliable, and ready to scale.
