You've decided to terminate your Chase account, so. By now, you've undoubtedly come to the conclusion that their rosy claims of free checking accounts and high-yield savings accounts were nothing more than a trap that led you into a maze of additional costs and fees. So, how to close Chase bank accounts?
How to Prepare Before Closing Your Chase Account
Even though it may seem apparent, open a new bank account before closing your Chase checking account.
Check your most current monthly statement for any recurring expenses, such as your rent or utility payments. A minimum of 15 days before the due date, make sure to transfer all of these necessary charges to your new account.
Make a list of every online subscription you have, such as Netflix, Apple Music, and Spotify, and move it from your Chase bank account to your new one.
Draw attention to any recurring annual or semi-annual charges that might not appear on the monthly account and move them as well. You must finish this action before closing your Chase account.
Transfer your direct deposit to your new bank at least one full working week before it is anticipated if your salary is linked to your Chase checking account.
Find any regular or past-due bank fees and take care of them. To safeguard your credit score, do this (explained later).
Make your evening margarita after transferring any outstanding amounts to your new account. The time has come for you to close your account.
How to Terminate a Chase Savings or Checking Account
The quickest and most straightforward way to shut your Chase checking account is to sign in to the Chase online banking website, go to the Secure Message Center, and send an email asking for account closure. Within two working days, you ought to get a response with any additional inquiries and a confirmation of the account closure.
Speak with an account executive at your nearby Chase location. Bring along your social security number, a valid ID, address information, pin numbers, and other identity verification since you will be asked for it. Using this online locator, you can discover the branch that is nearest to you.
Call the official support line at 1-800-935-9935 and ask them to close your Chase account if you don't have access to a nearby branch.
Alternatively, you can send a written request to National Bank By Mail at PO Box 36520, Louisville, KY 40233-6520. Send to National Bank By Mail, Mail Code KY1-0900, 416 West Jefferson, Floor L1, Louisville, KY, 40202-3202 if you need it quickly.
