Bitstack has quickly become a go-to savings app for Europeans looking to accumulate Bitcoin. When people ask what is Bitstack, the answer is a regulated fintech platform that automates Bitcoin investing through roundups and steady dollar-cost averaging. Unlike a crypto token, Bitstack is a licensed financial service designed for everyday users.
How does Bitstack help users save Bitcoin automatically?
The app centers on passive accumulation. Its roundup feature turns spare change into weekly Bitcoin purchases. When users buy something with a linked bank account, Bitstack rounds the purchase to the nearest euro and invests the difference in Bitcoin. Recurring buys let users schedule daily, weekly, or monthly purchases to smooth out price swings. The platform also supports buying, selling, and transferring Bitcoin with no minimum beyond one euro.
How regulated and secure is Bitstack?
Bitstack is regulated in France as a Crypto-Assets Service Provider under the AMF. It secured a MiCA license in June 2025, giving it legal clearance to expand across the European Union. Security relies on cold storage, multi-signature protection, and institutional custodians like BitGo. This regulatory framework helps Bitstack stand out in a crowded fintech market.
What recent developments are shaping Bitstack's growth?
In December 2025, the company raised $15 million in a Series A round led by 13books Capital. The funding supports its expansion into major European markets, including Germany, Spain, Italy, and the Netherlands. Bitstack is also preparing new features for French users. These include a euro account with a French IBAN for direct salary conversion into Bitcoin and a VISA debit card that offers real-time roundups and Stackback rewards earning up to 1 percent in Bitcoin. The beta for the card launches in January 2026.
Conclusion
Bitstack combines automation, regulation, and ease of use to help Europeans build long-term Bitcoin savings. With fresh capital, new products, and EU-wide licensing, it is scaling toward becoming a major Bitcoin savings platform.
