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XRP $100 Thesis: Jake Claver Details What Must Happen

By NEWSBTC
Feb 17, 2026
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Claver told the hosts he didn’t enter crypto until 2020, built a broader portfolio first, then consolidated into XRP after the 2022 drawdown because he viewed it as the “for sure thing.” The hosts pushed on his habit of speaking in absolutes, with Leavitt describing it as “the scariest thing” given how widely his clips circulate. Claver didn’t retreat from the posture.

“I will put my nuts on the line and make statements,” he said, adding that his attorneys have advised him to refrain from doing so going forward. “I’m not going to back down. I have a very strong belief in this. And I’ve had enough validation from the right people that lead me to believe that this is the outcome that will take place.”

From there, the conversation moved into what Claver sees as the social base of the XRP trade. He argued that XRP attracts a “consistent type of person,” describing holders as disproportionately “faith-based,” generally older, and oriented toward family wealth and philanthropy rather than maximalist anti-bank narratives.

Why XRP Could Reach $100

In his telling, that demographic preference is inseparable from the asset’s positioning. “They don’t think the banks are going to go away. They’re not going to be disintermediated,” Claver said. “They don’t think that this is going to be a free DeFi ecosystem, free for all where people can participate without compliance and oversight. And so XRP being the banker’s coin, right? Like that’s appealing to them.”

Claver’s core mechanism is less about a single catalyst and more about preconditions. He pointed to timelines he says were aired by large financial institutions around tokenizing asset classes “in the next two years, by the end of 2028,” arguing that tokenization doesn’t matter without the ability to transact at scale.

“It really doesn’t provide additional value today because there’s not enough liquidity in those ecosystems for people to transact like there is on the stock market or other markets,” he said. In his model, custody, identity, and liquidity are gating items; once those are in place, stablecoins could be issued on XRPL with XRP used as an intermediary asset, enabling marketplaces for tokenized stocks, private markets, and real estate to function “in a regulated environment.”

Pressed on the risk that followers made “very poor financial decisions” around his timeline, Claver leaned on disclaimers and a wealth-management argument: big gains can be destabilizing without tax planning, estate structure, and stewardship. He noted that his advisory firm’s regulated advisors “would tell me I am being reckless and irresponsible with how I have made my allocation,” positioning his own posture as personal choice rather than template.

At press time, XRP traded at $1.47.

Disclaimer: The information on this page may have been obtained from third parties and does not necessarily reflect the views or opinions of BitKan. This content is provided for general informational purposes only, without any representation or warranty of any kind, nor shall it be construed as financial or investment advice. BitKan shall not be liable for any errors or omissions, or for any outcomes resulting from the use of this information. Investments in digital assets can be risky. Please carefully evaluate the risks of a product and your risk tolerance based on your own financial circumstances. Products mentioned in this article may not be available in your region.

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