Who are High-Net-Worth Individuals? What are the characteristics of HNWIs?High-net-worth individuals (HNWIs) are a group of people with significant liquid assets, typically exceeding a certain threshold, often defined as $1 million or more. These individuals represent a diverse demographic, encompassing entrepreneurs, business leaders, investors, and individuals with inherited wealth. HNWIs play a crucial role in the global economy, driving investment, philanthropy, and innovation.